Collision and Comprehensive Insurance
Collision and Comprehensive Insurance provides extensive coverage for collision and damages to your car due to vandalism, fire, theft, glass breakage, storms, hail, snow fall, and a number of other causes. This insurance is known as First-Party coverage because it protects your vehicle and it is not required under French Law. If youre driving a car purchased or financed through a lender, it may be required to carry collision insurance. To meet that requirement or if you simply want coverage to protect your vehicle, this all-inclusive insurance coverage should be considered.
Fire / theft / Glass Breakage Insurance
Fire, Theft, and Glass Breakage is another First-Party insurance designed to cover damages to your vehicle in the event fire or theft.
Although this coverage is not as extensive as Collision and Comprehensive insurance, it includes glass breakage coverage for your windshield and headlights, as well as coverage for the theft of accessories such as stereo equipment, etc.
Depending on the circumstances, it may also cover damages due to storms, hail, and snow fall. Although not mandatory, this is a frequently subscribed coverage.
Driver's Personal Protection
If you suffer bodily injury following an auto accident, Aons unique Drivers Personal Protection provides reimbursement up to €200,000.
Drivers Personal Protection covers bodily injury as a result of an auto accident that you may cause, or in certain instances, where there is no liable third party to cover you for personal injury.
This optional insurance coverage is offered to protect you for those particular situations.
Aon Assistance : 24/7 Roadside and Medical Assistance
This optional coverage is twofold. It provides roadside assistance when you are travelling in France, Europe, and neighbouring countries and also medical assistance when travelling outside of France.
• Roadside assistance
Assistance is provided at any time, day or night, when there is a problem with your car. For a breakdown or simply a flat tire, you can call Aon Assistance 24/7, and someone will come to fix your tire or tow your car if necessary. In some instances, Aon Assistance will arrange for a replacement vehicle. In case of theft, a replacement vehicle will be provided for up to 35 days.
Bonus Discount plan
If you have no prior claims, you may be eligible for a "bonus" discount on your car insurance premium. The discount is based on the number of years you have been "claim free." Unlike many insurance brokers or agents in France, we will accept a claims history report, even if it is not in French, from your prior insurer, either in your home country or elsewhere. Your claims history report will be used to determine your bonus discount.